No fluff. No sales pitch. Just the truth.

Find out which dog won't ruin your life

The big pet brands want to sell you a dog. We want to make sure you pick the right one. Real costs, real health issues, real insurance warnings - before you sign up for 12 years of regret.

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INSURANCE WARNING

In 2024 US insurers paid out over $1.57 billion in dog-related injury claims. Many home insurance companies restrict or deny coverage based on your dog's breed - before you pick a dog, know if it could affect your policy.

What makes us different

What nobody else tells you

The AKC tells you a Rottweiler is loyal, loving, and one of the best family protectors alive. They are right. We just also tell you it might get your homeowner's insurance cancelled. That's the difference.

Real cost breakdowns
Not just food and vet. We show you Year 1 costs, annual ongoing costs, and the expenses that blindside new owners every time.
Insurance warnings
We flag every breed that commonly triggers home insurance restrictions or denials. This one piece of info could save you thousands.
Honest health flags
Known genetic problems, average vet bills, and the health issues breeders downplay. You deserve to know before you fall in love with a breed.
Hard veto system
Our quiz has dealbreakers. A Husky will never appear as an apartment match. A Pomeranian won't show up as a protection dog. Ever.
Insurance risk breeds

These breeds may affect your home insurance

Many insurers restrict or deny coverage if you own one of these breeds. The average dog bite claim costs over $69,000. Always check with your insurer before adopting.

HIGH RISK
Pit Bull
Commonly denied
HIGH RISK
Rottweiler
Commonly denied
RESTRICTED
Doberman
Often restricted
RESTRICTED
German Shepherd
Often restricted
RESTRICTED
Chow Chow
Often restricted
RESTRICTED
Akita
Often restricted
CHECK
Siberian Husky
Some insurers
CHECK
Great Dane
Some insurers
CHECK
Alaskan Malamute
Some insurers
HIGH RISK
Wolf Hybrid
Widely banned

Restrictions vary by insurer and state. Always verify with your insurance provider before adopting. Some states have laws limiting breed-based restrictions.

Free breed matcher

Find your perfect match in 2 minutes

8 questions about your real life. Honest results with no sugarcoating.

Top 5 breed matches
Insurance warnings included
Real cost estimates
Hard lifestyle vetoes
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For busy or relaxed owners